Stay informed. Our latest news and announcements.

Bad Excuses for Putting Off Investing

Posted on:

Recent college or university graduates with their first career job have an understandable itch to spend money after years of living on Kraft Dinner. The last thing they want to think about is saving money and building assets. Yet this is the ideal time in life to start developing the correct habits that will lead to a comfortable lifestyle now and in the future. But what we often hear are the…

Read More

How Much Will I Need to Retire?

Posted on:

Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. People with similar incomes often have different spending and lifestyle habits. This can affect their income needs in retirement. It is still important to calculate what the income needs will be in retirement.…

Read More

Understanding Market Volatility - Part 2

Posted on:

Our previous article looked at the increase in market volatility in 2018 in historical terms to put it in perspective. The other factor to consider is where are we in the market cycle and what this might mean for you personally in terms of your own long-term financial strategy. Many market commentators suggest that we are past the half-way mark as far as the longevity of this equity market run…

Read More

Financial Action Plan for Newlyweds

Posted on:

John and Jane had spent many months planning for their special day. They had also budgeted and spent many thousands of dollars to celebrate their wedding. Now what? Since John and Jane have made a for richer or poorer commitment to each other, it's time to do something about it; and they need to start right away. Following is a list of the primary areas that will need their immediate attention:…

Read More

How to Make Your Heirs Hate You

Posted on:

Your death will create problems. There will be three types - emotional, legal and financial. You can do certain things now, while you're alive, to reduce or increase these problems and make your heirs either love you or hate you. Emotional Problems You can increase the emotional upset after your death by leaving your affairs in a mess. Hide your will, or better still, don't make one. Have a…

Read More